To help you better understand motorcycle insurance coverage, we have researched the most frequently asked questions and listed them below.
Q:
I have a vintage motorcycle. Will a New Zealand motorbike insurer cover it?
A:
Yes, most insurance companies will provide cover for vintage motorcycles. Use the search function at the top of the page to search and chat with providers who specialise in motorcycle insurance.
Q:
My friend receives a discount from his NZ motorbike insurer for storing his bike in a garage. I store my bike in a garage too however, I don’t get a discount. What should I do?
A:
NZ Motorcycle insurers take this into consideration when providing an insurance rate. You should bring this to the attention of the current motorcycle insurance company and ask whether it will reduce your premium. If you are unsatisfied, you may want to search for a new motorcycle insurance provider.
Q:
Who are the cheapest motorcycle insurance companies?
A:
Every situation is different; therefore we cannot say who provides the cheapest motorcycle insurance rates. There are many variables to consider when buying motorbike insurance. A lower premium may mean you are protected against less. This will likely cost you a lot more when making an insurance claim. Get at least three quotes from different motorcycle insurance companies for a proper comparison.
Q:
Should I purchase motorcycle insurance solely on the rates?
I have recently purchased a larger motorbike. Will this affect my motorcycle insurance rates?
A:
It is likely that a larger motorbike means a faster motorbike and increased risk. This usually translates into slightly higher premiums. Be sure to contact your NZ motorcycle insurance provider to add coverage to the new motorcycle. Failure to do so will leave you at risk if involved in an accident.
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