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	<title>My Insurance Guide Blog &#124; Insurance blog &#124; blog Insurance NZ &#124; New Zealanders &#124; NZ &#187; insurance claims NZ</title>
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		<title>Apparently a real insurance news story from the USA</title>
		<link>http://www.my-insurance-guide.co.nz/insurance-blog/apparently-a-real-insurance-news-story/</link>
		<comments>http://www.my-insurance-guide.co.nz/insurance-blog/apparently-a-real-insurance-news-story/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 04:36:04 +0000</pubDate>
		<dc:creator>Insurance talk</dc:creator>
				<category><![CDATA[Bizzar Insurance Stories]]></category>
		<category><![CDATA[funny insurance claim]]></category>
		<category><![CDATA[insurance claims NZ]]></category>
		<category><![CDATA[Insurance news story]]></category>
		<category><![CDATA[insurance story]]></category>

		<guid isPermaLink="false">http://blog.my-insurance-guide.co.nz/?p=292</guid>
		<description><![CDATA[A lawyer in Charlotte, NC purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim with the insurance [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-295" title="BLOG_Cigar Story" src="http://blog.my-insurance-guide.co.nz/wp-content/uploads/2009/11/BLOG_Cigar-Story-150x150.PNG" alt="BLOG_Cigar Story" width="150" height="150" />A lawyer in Charlotte, NC purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim with the insurance company.</p>
<p><span style="color: #ffffff;">.</span><br />
In his claim, the lawyer stated the cigars were lost &#8220;in a series of small fires.&#8221; The insurance company refused to pay, citing the obvious reason: that the man had consumed the cigars in the normal fashion. The lawyer sued&#8230;.and won! In delivering the ruling the judge agreed with the <a href="http://www.my-insurance-guide.co.nz" target="_blank">insurance company</a> that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be &#8220;unacceptable fire,&#8221; and was obligated to pay the claim.</p>
<p><span style="color: #ffffff;">.</span></p>
<p>Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000.00 to the lawyer for his loss of the rare cigars lost in the &#8220;fires.&#8221;<br />
But&#8230; After the lawyer cashed the check, the <a href="http://my-insurance-guide.co.nz" target="_blank">insurance</a> company had him arrested on 24 counts of ARSON! With his own insurance claim and testimony from the previous case used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000.00 fine.</p>
<p><span style="color: #ffffff;">.</span></p>
<p>Source <a href="http://www.swapmeetdave.com/Humor/Insurance/Insurance.htm" target="_blank">swapmeetdave</a></p>
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