Home Insurance

Checklist when Buying Home & Contents Insurance?

• The home insurance company will ask for details such as the address, age and structural condition of your house
• The home insurance company will likely ask how many people reside in the house, what their relationship is to the owner (family or boarders), and whether you have any pets.
• Have ready any valuations conducted on the property. This will also include any renovations or building work that has added value to the property.
• When signing up for building and contents insurance, Know whether your house is in a natural hazard zone or in a flood area. Every home insurance company will ask this question. This information can be found on the LIM report for your property, or by contacting your local council.
• The home insurance company will ask specific details about your home, such as the material your  house is made out of,  what material the roof is made out of,  measurements of the living area and garage, as well as the value of any additions to the house (such as a spa or swimming pool). Most of this information can be obtained from the LIM report for your house, or from your local council.
• The home insurance company will also require paperwork and information for any prior insurance claim that has been made on the property.