About AMI Insurance AMI Insurance is a New Zealand owned company and is the largest fire and general insurer in the country. With an excellent track record dating back to 1926, the company gained the edge in insurance experience and continues to provide customers with quality service throughout its network of 70 branches, 23 agencies, and 2 call centers.
Since the company is mutually owned, the best interests of customers are protected because they are also part owners of the company. In this setup, financial returns are reinvested in the company to benefit customers.
AMI Insurance, a quality insurance provider is an esteemed member of the Insurance Council of New Zealand; hence, it abides with the Fair Insurance Code and is considered a trustworthy source for your insurance needs.
Insurance Products by AMI Insurance AMI offers a range of insurance products to help people protect their prized possessions. These include:
Coverage for AMI auto insurance ranges from AMI Private Vehicle Coverage, AMI Third Party Fire and Theft Coverage, and AMI Third Party Coverage. The Private Vehicle Coverage includes protection against accidents, fire, theft, storm damage and vandalism, including protection coverage for damage to other property caused by your vehicle.
AMI’s Third Party Fire and Theft policy covers as much as $20 million worth of damage to another property or car. For third party involvement, AMI provides $3,000 coverage as long as the name and the car registration of the uninsured third party is provided.
AMI offers two levels for house coverage insurance. The AMI Premiere house policy provides full replacement of your house. The scheme provides replacement to same floor area, and if repairs can be done, the house is restored to its original condition.
The AMI Market Value house insurance policy considers wear and tear. There is no need to wait for a catastrophe before you can have repairs done. This is an economical option for individuals who want to insure older homes, rental properties, and holiday homes. AMI also provides coverage for building a new house or home alterations.
AMI Insurance has three levels for contents coverage. The AMI Advanced Contents policy allows the replacement or repair of household items at today’s replacement value.
AMI’s Advanced Contents Cover is the highest level of protection for your contents. Almost any household item is covered under this policy, regardless how old it is.
The AMI Premier Contents Insurance Coverage replaces and pays for the repair of larger household items such as carpets, curtains and furniture; however, there will be some caps on the age of these items.
AMI Standard Contents policy pays market value for damage or loss of household contents in the event of fire, storm, flood, or theft. For your artwork and antiques, jewelry, expensive equipment, and other valuable collections, you do not need any other policy. These are also covered if you provide proof of ownership and a list of your valuables to be included in the insurance policy.
AMI Insurance offers boat insurance and covers equipment and fittings, accidental damage or loss. To qualify for the claim, the boat has to be within NZ and be no further than 50 km off shore. The AMI boat insurance policy provides up to $300,000 cover should you damage another individual’s property or boat while using your own.
- AMI motorcycle insurance
- AMI caravan and trailer insurance
- AMI farm and lifestyle insurance
When purchasing insurance from AMI you may receive the following benefits:
- Multi-policy discounts
- No claims bonus discount on AMI’s car insurance policies \
Good Points about AMI Insurance
- Multi-policy discounts
- A good selection of policies available for all categories
- A very simple website to navigate
- Policy information is clear and easy to understand
- The process in which to make a claim is simple
- Strong focus on customer service
- Obtain a quote online
AMI Insurance Rating
AMI Insurance Limited has an AM Best Company Inc. rating of A+ (Superior) dated 9 October, 2008.
If you want more information on insurance policies talk to our online insurance brokers. Activate the free chat feature onsite and learn more about Insurance. This could be the smartest step you will make before getting any insurance for home or office. |
